We Specialize in Group Benefits.

General insurance providers treat Group Plans like a “have to do” rather than a “get to do.” At Hive, it’s all we do.

From quote to coverage

Live in days, not months

Price it yourself

Real rates, your real team, right on this site — no obligation and no email wall.

We fine-tune it

Licensed local brokers confirm your rates and prepare a formal proposal — free, always.

Enrol in days

Simple forms, no medical questionnaires for core benefits. Most groups go live within a week.

Covered from day one

Digital ID cards and app access the day your plan starts — claims are a photo away.

Why Hive

Local brokers, national backing

We're an independent brokerage based in Newfoundland & Labrador. You get a real person who knows your market — backed by Canada's largest small-business benefits pool.

NLBased here, licensed here
32,000Businesses in the Chambers pool
$0Our advice never costs you anything
60 secTo your first real number